The Ministers’ Pension Plan is what is known as a Defined Benefit Plan, which provides plan members with a known and guaranteed level of retirement income. Members earn a fixed percentage of earnings for each year of employment. The pension formula will be based on a member’s Final Average Earnings. Final Average Earnings will be the average earnings of the best three consecutive years in the last fifteen years of service. The Final Average Earnings will be used retroactively, i.e. to the inception of the plan in 1973.


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